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Where is Apple Pay available? A country-by-country guide

Apple Pay is one of Apple's most widely used features, yet whether you can actually set it up depends on two separate things: your country and your bank or card issuer. Here is how that works and how to check your own region.

What "Apple Pay availability" really means

When a country appears on Apple's Apple Pay availability list, it means Apple has launched the service there and at least some local banks support it. It does not automatically mean your specific bank, card, or account type is supported. Apple Pay relies on a chain of participants — Apple, the card networks (such as Visa, Mastercard, and American Express), and each individual issuing bank — and every link in that chain has to opt in for a given card to work.

That is why two people in the same country can have different experiences: one bank may have enabled Apple Pay for its debit and credit cards while another has not yet finished its integration.

Why availability differs by country

Several forces shape the map:

Banking partnerships. Apple negotiates with banks and networks market by market. Launching in a new country requires issuers there to be technically and commercially ready.
Payment infrastructure. Apple Pay uses contactless (NFC) terminals. In regions where tap-to-pay acceptance is widespread, the feature is far more useful, which influences rollout priorities.
Regulation. Local rules on payments, data, and access to the phone's NFC hardware can affect how and when Apple Pay launches.
Wallet extras. Beyond paying in stores and apps, Wallet can hold transit cards, event tickets, car keys, and in some places government IDs. These are layered on country by country and often arrive long after basic Apple Pay support.

Apple Pay vs. the rest of Wallet

It helps to separate a few related capabilities, because they do not all launch together:

Apple Pay (in stores, apps, and on the web) — the core payment feature.
Transit and contactless travel — express transit cards for specific metro systems and networks.
Apple Cash and peer-to-peer payments — historically limited to a small number of markets.
IDs and passes in Wallet — driver's licenses and state IDs are restricted to particular jurisdictions.

Because of this, "Apple Pay is available in my country" and "everything in Wallet works in my country" are different statements.

How to check availability for your region

Use the live map to see exactly which regions Apple currently lists for Apple Pay and Wallet:

Open the home page and go to Countries by Feature.
Choose the platform (Apple Pay appears under iOS and watchOS), then select Apple Wallet or Apple Pay from the feature list.
Read the highlighted map and country list to confirm your region, then verify with your bank that your specific card is supported.

Availability changes regularly as new banks and countries come online. The map is refreshed daily from Apple's official listings, and the home-page changelog records each addition or removal.

Open the live map →

A practical checklist

Confirm your country is listed for Apple Pay.
Confirm your bank participates (check your bank's app or website).
Make sure your device's region setting matches a supported country.
For transit, IDs, or Apple Cash, check those specific features separately — they have narrower availability.

For broader questions about how this site sources and updates its data, see the FAQ and About pages.